About Me — Umair Mubeen

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Umair Mubeen

Tax Educator & Content Creator · Karachi, Pakistan

Tax Educator Content Creator

I'm Umair Mubeen, a Pakistan tax educator and content creator based in Karachi. I started TaxBuddy Umair because I kept seeing the same thing: ordinary people — salaried employees, small business owners, freelancers, and students — struggling to understand tax rules that are written in dense legal language. Most of them couldn't afford a consultant just to answer a basic question. I wanted to close that gap.

Through this platform I've spent years turning Pakistan's tax law — the Income Tax Ordinance, 2001, the Sales Tax Act, 1990, and every year's Finance Act — into plain-language guides, free calculators, and worked examples that an everyday taxpayer can actually use. The goal is simple: help you understand what you owe, why you owe it, and how to file it correctly on the FBR IRIS portal.

I run TaxBuddy Umair independently. The educational content here is, and will remain, free. I also offer optional paid services — return filing, NTN registration, and FBR notice handling — for people who'd rather have it done for them, but you never need to pay anything to use the guides, calculators, or MCQs on this site.

📋 How This Content Is Created

Accuracy matters more than anything on a tax website, so every guide and calculator on TaxBuddy Umair is built directly from primary sources:

  • Content is based on the Income Tax Ordinance, 2001 and the Sales Tax Act, 1990, with the relevant section cited wherever possible.
  • Rates and slabs follow the latest Finance Act and official FBR notifications, SROs, and rate cards.
  • Calculators use the FBR-notified slabs for the selected tax year — not estimates.
  • Guides are reviewed and updated when FBR issues changes, and carry an "updated" date so you know how current they are.

🎯 My Mission

To make Pakistan's tax system understandable and accessible for every citizen — salaried individuals, business owners, freelancers, and students. I believe tax literacy is a basic right, not a privilege reserved for those who can afford a consultant.

What I Offer — Free

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Tax Guides
Guides on income tax, sales tax, property tax, and withholding tax — updated per Finance Act 2025-26.
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Free Calculators
Salary, business, AOP, property, Super Tax and withholding tax calculators — compute your liability instantly.
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WHT Rate Card
Withholding tax rates — Section 236C, 236K, 151, 153, 150 and more — filer vs late filer vs non-filer.
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MCQ Practice
200+ tax MCQs for CA, ICMAP, ACCA, CSS and FBR exam preparation, each with a detailed explanation.
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FBR IRIS Guide
Step-by-step help with NTN registration, return filing, and ATL verification on the FBR IRIS portal.
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Blog & Updates
Regular posts on FBR updates, SROs, Finance Act changes, and practical tax tips.

⚠️ Important Disclaimer

TaxBuddy Umair is a personal tax education platform — not a consultancy firm, and not affiliated with or endorsed by the Federal Board of Revenue (FBR) or any government body. All content is for educational and informational purposes only. Tax laws change frequently through Finance Acts and FBR notifications. Always verify information on FBR's official portal or consult a qualified tax practitioner before making any tax decision.

📞 Get In Touch

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WhatsApp
+92 333 248 2742
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Location
Karachi, Pakistan